children smiling

Turn Your Generosity Into Lifetime Income

Charitable Gift Annuities

Learn more about the many benefits of a charitable gift annuity in our FREE guide Strengthen Your Future With a Charitable Gift Annuity.

View My Free Brochure

You don't have to choose between your philanthropic goals and financial security when considering a gift to the IRC. A charitable gift annuity allows you to support the IRC's humanitarian work while receiving fixed payments for life.

This gift provides you with regular payments and furthers our important work of helping families displaced by crisis. When you create a charitable gift annuity with the IRC, you can also receive a variety of tax benefits, including a federal income tax charitable deduction.

CGA State Disclosures

Delay Your Payments

If you are younger than 60 or don't need your payments immediately, you can set up a deferred gift annuity. This allows you to delay receiving payments until a later date—such as when you reach retirement. To learn more, view and download the FREE guide Plan for Retirement With a Deferred Gift Annuity.

Please provide the following information to view the brochure.

Check Out This Potential Scenario

Couple walking and smilingDennis, 66, and Mary, 65, want to make a contribution to the IRC that will support our work for generations to come. But they also want to ensure that they have dependable income during their retirement years. So they established a $20,000 charitable gift annuity with the IRC. Based on their ages, they will receive a payment rate of 4.3 percent, giving them $860 each year for the remainder of their lives. They're also eligible for a federal income tax charitable deduction of $5,544* when they itemize. Finally, they know that after their lifetimes, the remaining amount will be used to support our mission.

*Based on annual payments and a 2.4 percent charitable midterm federal rate. Deductions vary based on income earned.

Learn How to Fund It

You can use the following assets to fund a charitable gift annuity:

Calculate Your Benefits

Submit a few details to see how a charitable remainder trust can benefit you.

SEE MY BENEFITS

Next Steps

  1. Contact Sophie Davidson at 212-293-1343 or Plannedgiving@rescue.org for additional information on charitable gift annuities or to chat more about the personal benefits of creating an annuity with the IRC.
  2. Seek the advice of your financial or legal advisor.
  3. If you include the IRC in your plans, please use our legal name and federal tax ID.

Legal Name: International Rescue Committee, Inc.
Address: 122 East 42nd Street, New York, NY 10168-1289
Federal Tax ID Number: 13-5660870

Learn more about the many benefits of a charitable gift annuity in our FREE guide Strengthen Your Future With a Charitable Gift Annuity.

View My Free Brochure

Not Sure How to Begin Planning?

Download our FREE Personal Estate Planning Kit
Better Business Bureau

IRC meets all 20 of BBB Wise Giving Alliance’s accountability standards.

CharityWatch

CharityWatch gives the IRC an A+.

Charity Navigator

Charity Navigator gave the IRC its highest rating of four stars.

A charitable bequest is one or two sentences in your will or living trust that leave to International Rescue Committee a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

"I, [name], of [city, state ZIP], give, devise and bequeath the sum of $________ or ______ percent of my estate to the International Rescue Committee, Inc., a nonprofit institution incorporated in the State of New York with a business address of 122 East 42nd Street, New York, NY 10168-1289 and tax identification number 13-5660870 for its unrestricted use and purpose."

able to be changed or cancelled

A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

cannot be changed or cancelled

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

the part of an estate left after debts, taxes and specific bequests have been paid

a written and properly witnessed legal change to a will

the person named in a will to manage the estate, collect the property, pay any debt, and distribute property according to the will

A donor advised fund is an account that you set up but which is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much (and how often) you want to distribute money from that fund to the IRC or other charities. You cannot direct the gifts.

An endowed gift can create a new endowment or add to an existing endowment. The principal of the endowment is invested and a portion of the principal’s earnings are used each year to support our mission.

Tax on the growth in value of an asset—such as real estate or stock—since its original purchase.

Securities, real estate or any other property having a fair market value greater than its original purchase price.

Real estate can be a personal residence, vacation home, timeshare property, farm, commercial property or undeveloped land.

A charitable remainder trust provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.

You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the gift tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and receive an immediate federal income tax charitable deduction. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to the IRC as a lump sum.

You fund this trust with cash or appreciated assets—and receive an immediate federal income tax charitable deduction. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to the IRC as a lump sum.

A beneficiary designation clearly identifies how specific assets will be distributed after your death.

A charitable gift annuity involves a simple contract between you and the IRC where you agree to make a gift to the IRC and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.

Personal Estate Planning Kit Request Form

Please provide the following information to view the materials for planning your estate.

eBrochure Request Form

Please provide the following information to view the brochure.